Sun/Viber: +63925-864-3975/+63943-485-3974  Globe/Viber: +63917-587-2281/+63917-712-6627
House and Lot for Sale in Pampanga (San Fernando, Angeles, MexIco Bacolor, Magalang) 0925-864-3975 l 0917-712-6627 l 0943-485-3974 l 0917-587-2281
  • HOME
  • SAN FERNANDO
    • SOLANALAND >
      • Casa Real Solana
    • LA TIERRA SOLANA
    • PUEBLO DE ORO PAMPANGA >
      • LAF2 Blue Series - Original Lay Out
      • LAF 2 Blue Series - Lofted Type
      • Park Place Residences
      • Horizon Residences
      • Horizon Residences 2
    • SENDARA PLAINS SUBDIVISION
    • ALPINE RESIDENCES PAMPANGA
    • MADONNA RESIDENCES
    • TIERRA RICA SUBDIVISION
    • ASPIRE RESIDENCES
    • BRIDGEPOINTE PLACE
    • BELISSIMA RESIDENCES
    • AMAIA SCAPES SAN FERNANDO
    • MAWING VILLAGE 3
    • HERENCIA DE JULIETA VILLAS
    • LUMINA HOMES SAN FERNANDO
    • SOLANA COUNTRY HOMES
    • LA VISTA SOLANA
  • ANGELES
    • Solana Zaragoza
    • Solana Frontera Angeles
    • Sunshine Homes Angeles
    • Metrogate Angeles
    • Olivia Townhomes Angeles
    • Lindale Mabalacat
    • Villa Czarina Angeles
    • Azalea Homes
    • Rimaven Pampanga
    • Deca Clark Residences
    • Mansfield Residences Pampanga
    • Timog Residences Pampanga
    • Noveau Residences Pampanga
    • Amaia Scapes Angeles
    • Punta Verde Solana
  • MEXICO
    • The Ridge by APEC HOMES
    • Berkeley Residences
    • The Hauslands
    • Montana Views
    • Montana Strands
    • Tierra Vista Pampanga
  • MAGALANG
    • Phirst Park Homes
  • CONDOMINIUMS
    • Azure North Pampanga
    • Veloce Tower Mall
  • LOT ONLY
    • Woodgrove
    • Ciudad De Hizon
    • North Woods Pampanga
    • La Prima Vera Pampanga
    • Punta Verde Pampanga
  • CONTACT US
    • Requirements
    • FINANCING OPTIONS
    • Updates
Home > Financing Schemes in Housing Loan
House and Lot in Pampanga l San Fernando, Bacolor, Angeles

Financing Schemes in Housing Loan
​Inquire Now for More Pics and Updated Computation, Reach me thru Facebook

Choose your Financing OptionsThere are 3 popular financing options here in the Philippines when a buyer/investor would like to loan a certain amount. These are In-house financing, Bank Financing, and Pag-IBIG Financing.


In-house Financing - you get to borrow money (or loan for your balance) "internally" or from the developer itself
  • Advantages - easy approval; no or minimal background check; developers are more flexible/easy to talk with when it comes to late payments
  • Disadvantages - shorterm term (usually max is 10 years); highest interest rate (can go as high as 21%)

Bank Financing - you borrow money from a bank to pay off your balance from the developer
  • Advantages - longer term than in-house financing (can go upto 15 to 20 years in some banks) ; lower interest rate than in-house financing (usually from 9% to 12%)
  • Disadvantages - very strict when it comes to approval and late payments (can foreclose your property easily)


Pag-IBIG Financing - you borrow money from HDMF (given that you are a member) to pay off your balance from the developer
  • Advantages - longest term offered (upto 30 years max) ; lowest interest rates (as low as 6% to 11.5%)
  • Disadvantages - strict when it comes to approval and late payments (can foreclose your property easily)

Who Are Qualified for a Housing Loan?

Must be Filipino citizen.
  • Must be presently working.
  • Must not be more than 50 yrs.
  • Must be 18 yrs. – 50 yrs. old.
  • No pending legal cases.
  • No problem with marital status.
  • No unpaid credit cards or unpaid loan account
If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
For OFW, he/she must not working in a war-torn countries.

    To those who want to see the unit personally, we do offer FREE SITE TRIPPING no charges. We will provide for the service vehicle and assistance.

    Leave a private message or feel FREE to call


    𝗙𝗢𝗥 𝗜𝗡𝗤𝗨𝗜𝗥𝗜𝗘𝗦, 𝗧𝗥𝗜𝗣𝗣𝗜𝗡𝗚 & 𝗥𝗘𝗦𝗘𝗥𝗩𝗔𝗧𝗜𝗢𝗡  message me.
    ISRA MENESES BERJA
    ✉️: Facebook

    ✉️: Messenger

    KRISTINE DATU BERJA
    ✉️: Facebook

    ✉️: Messenger

Submit
Picture

For More Details, Promos, Reservation and Site Tripping
PRC Lic # 0011630
HLURB NO: NTRFO-A-06/15-0295
Contact or add on Facebook: Isra Meneses Berja
Sun (Viber) : +63925-864-3975
Globe (Viber) : +63917-587-2281
Email: izrahberja@yahoo.com


Contact or add on Facebook: Kristine Datu Berja
Globe (Viber) : 0917-712-6627
Sun(Viber) : 0943-485-3974
Email: kristine_realestate@yahoo.com
QUICK LINKS
Home
Schedule An Appointment
Buyer’s Guide
Promo & Discounts
Buying Process
Financing Options
Reservation
Down payment
Requirements
About Us
Contact Us
Tierra 
Tierra OUR PARTNERS
​RELATED PROJECTS
​
Casa Real Solana
Pueblo De Oro Pampanga
La Aldea Fernandina Lofted
La Aldea Fernandina 2
Park Place Residences
Horizon Residences
Sendara Plains (Borland)
Alpine Residence (APEC)
Fiesta Communities Mexico
Amaia Scapes Calulut
Bridgepointe Place
Madonna Residences
Aspire Residences
​
Tierra Rica Subdivision
Charleston Place (APEC)
Mawing Residences 3
La Tierra Solana 1, 2 & 3
Solana Country Homes
La Vista Solana 1 & 2
Azure North Condominiums
​
Havana Residences
​OUR PARTNERS
RELATED PROJECTS
Solana Zaragoza
Solana Frontera
Sunshine Homes
Olivia Townhomes 1 & 2
Sameera Angeles
Timog Residences
Mansfield Residences
Noveau Residences
Metrogate Angeles
Rimaven Properties
The Hauslands Mabalacat
Fiesta Communities
Bria Homes Magalang
Hamana Homes Magalang
Phirst Park Homes
Highview Haciendas

LOT ONLY:
Ciudad De Hizon
Dizon Estate
La Prima Vera
Richtown Homes 1 & 2 


VISIT OUR OFFICE:
Look for Mr. Isra  or Mrs. Kristine

G22 Plaza Cristina Building, Barangay Dolores, City of San Fernando Pampanga
Picture
For More Details, Reservation and Site Tripping
​

Contact or add on Facebook:
 Isra Meneses Berja

Sun (Viber) : +63925-864-3975
Globe (Viber) : +63917-587-2281
Email: izrahberja@yahoo.com


Contact or add on Facebook: 
​
Kristine Berja

Globe (Viber) : 0917-712-6627
Sun(Viber) : 0943-485-3974
Gmail: 
kristineberja.realestate@gmail.com
​FOLLOW US
Picture
Picture
Chat Us
Picture
Picture
Picture
Picture
Copyright © 2014 HouseandLotinPampanga.com
Pampanga Properties For Sale | Pampanga Subdivision | Pampanga Homes | Pampanga Real Estate | Pampanga House and Lot | Pampanga Housing | Pampanga Houses l House and Lot Pampanga